About Us

Buying or refinancing a home is one of the biggest financial decisions most people will make in their lifetime.

The Mortgage Source, Inc. is licensed with experienced professionals available to guide you through the homebuying or refinancing process. It is our mission to provide prompt, professional, and courteous service from start to finish. We will continue to support you even after closing on your home. At The Mortgage Source, Inc. we are not just a lender. We are your neighbor and will work with you to help grow our community one home at a time.

The Mortgage Source, Inc.
was founded by Karen
Saunders, who brings almost

40 years of experience
The Mortgage Source employee group photo
Karen Saunders

Karen J. Saunders

President & Loan Originator

Karen is the President and owner of The Mortgage Source, Inc. Karen has worked in the financial and banking industry for more than 35 years and leads her employees by example with her passion for helping homeowners throughout the entire state of Wyoming. Much of the company’s success is due to Karen’s active involvement in various groups and boards within the Laramie community. Learn more


Sara Sheen

Sara S. Sheen

Loan Closer & Post Closing Coordinator

Sara is the Loan Closer and Post-Closing Coordinator for The Mortgage Source, Inc. She is native to Laramie and has been with the TMSI team full time since 2008. Her knowledge and enthusiasm in helping borrowers on the path to their new home is a true asset to The Mortgage Source, Inc.

Individual NMLS ID #2258649 | State of Wyoming License #216



Loan Processor

Tessa joined The Mortgage Source, Inc. team in May 2017 as a File Manager and was promoted to the Loan Processor position in March of 2020. She enjoys helping clients have a smooth transaction, while also building lasting relationships with them. Tessa is a Wyoming native and takes extreme pride in what this great state has to offer.


Kenya Johnson

Kenya Johnson

Business Coordinator

Kenya started with The Mortgage Source, Inc. team, in November of 2019 as their Business Coordinator. Kenya has a long work history in Management and has worked in for profit and non-profit industries, as well as in academia. She is very happy to have joined the TMSI team to support them in the high quality work they do.


Angela Griffin

Angela Griffin

Assistant Loan Closer

Angela joined The Mortgage Source, Inc., in March of 2020 and is supporting our loan closers throughout the life of the loan.  Angela has worked in the financial industry for the last several years and is excited about the opportunity to assist her new colleagues in continuing their outstanding efforts for the Laramie community.


Mariah Mafnas

Mariah Mafnas

Loan Processor

Mariah joined The Mortgage Source, Inc. in October of 2020 as a Loan Processor and brings with her 20 years of professional experience within the retail banking industry. She has a passion for creating great client experiences and making connections within the Communities she serves. Mariah is thrilled to be a part of the The Mortgage Source, Inc. team and embraces opportunities to contribute to the Company’s continued success.


Lauren Johnson

Lauren Johnson

File Manager

Lauren joined The Mortgage Source, Inc. team in March 2020 as an Office Associate and was recently promoted to File Manager.  She handles the start up of new files and manages incoming borrower documents and is happy to help out wherever needed.



Document Prep Assistant

Susan joined the Mortgage Source, Inc. in March of 2021 as a Document Prep Assistant. She aids in the preparation of documents needed for loan origination and helps wherever needed.



If you want knowledge, someone on your side, piece of mind, and comfort this is the place to be when buying a home. Karen and her team make things seamless. They can answer most questions and will find answers when they cannot. Undoubtably the best lender this side of the Mississippi.”

— Alex